Quick Loans
Offer $100 - $5,000
Get Approval In 2 Minutes
Consumer Advisory: APR Rates Range From 4.95% to 34.95% Maximum APR for qualified consumers.
Repayment Terms: Repayment in 3 to 72 months.
This service is FREE and will not affect your credit score.
Do You Qualify?
We exist to help our customers find the loans and finances they need, when they need them most. The qualification to use our service is very flexible. The only conditions you need to meet are that you must be over 18 and a resident of the United States with a permanent address, have a regular income and hold a checking account.
Why We Are Different, What Stand Us Out
We believe that everyone deserves access to credit. When you submit your loan request with ElevenLoan, your request is sent to our network of over one hundred lenders. Our network of lenders provide quick and secure access to loans, industry-standard security, around the clock access and the ability to request from home or on the go. The power of borrowing is effectively put in your hands!
If you fear that you will be turned down because you have bad credit, don't worry! With ElevenLoan, you will find a lot of lenders that are happy to accept your application.
How to Get Quick Loans for Bad Credit?
Getting a quick loan can be as easy as 123 on ElevenLoan:
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Submit Request
Step 1: Submit your information with our simple online forms.
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Connect to Lenders
Step 2: We match you with our lenders, who will give approval swiftly.
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Receive Money
Step 3: Choose the offer you like and get funded as soon as the same day.
Why Choose ElevenLoan?
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80+ Trusted Lenders
All the lenders we partner with are established businesses and have years of experience in the industry.
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Friendly for All
Our partner lenders consider applications from borrowers with all types of financial and employment status.
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Fully Transparent
We charge no hidden fees for our services and only work with lenders that are honest about their loan costs.
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High-Standard Protection
We secure your data with multi-layer encryption and process them in full compliance with privacy regulations.
How Much Can I Borrow If I Have Bad Credit?
Our lenders provide bad credit loan options with different amounts. You can borrow up to $5,000 for a quick loan. And if you're looking for a personal loan, you can get even higher, with a maximum amount of $35,000.
How Long Does It Take To Get The Money?
It depends on how quickly your lender processes your application. But here at ElevenLoan, most lenders will do so within hours of receiving your application. So it's possible that you don't have to wait until the next day to get your money.
Frequently Asked Questions
How do small loans with no credit check work?
Small cash loans with no credit check usually imply that come with a small amount and no hard credit check. The application process for these loans are quick and easy, and they are paid back within 4-6 weeks.
Are loans with no credit check safe?
Loans are generally safe as long as you borrow the one you can afford and it is from a licensed lender.
But note that those who claim they require absolutely no credit check are likely scams – they may only trap you in a vicious cycle of debt.
Where can I borrow loans with no credit check near me?
You can find a local lender around where you live, but this can be time consuming and full of hassles. The way we suggest you try is to search online with ElevenLoan. We can help you find trusted lenders that can offer you affordable loans easily.
Can I borrow money through ElevenLoan with no credit check?
No. Credit checks are required by the regulations, and they are used to make sure you won't borrow loans you can't pay back. But most of them perform soft checks only, so there will be no marks left on your credit profile.
Do I need a good credit to get an online loan?
No you don't. In fact, many lenders in our network accept applicants of all credit backgrounds. And when determining your eligibility, they will not only look at your credit score, but also factors like income source. As long as you can prove your ability to repay, you still have a good chance of getting approved for a loan.
How to qualify for an online loan?
Generally, to be able to get a loan online, you will need to:
- Be at least 18 years old
- Be a US citizen and have a valid form of ID
- Have an active bank account
- Be employed or have a regular income source
Can I get instant approval for cash advance online?
You can get fast approval from online advance lenders. Once they receive your application, they will run affordability checks as soon as they can, and grant you approval often within a few hours.
Can I get a same day cash advance for bad credit?
Yes you can. It only takes a short while for the cash advance lenders to inspect your loan request. And then they will deposit the money right away, which makes it possible for you to get the money the same day.
Open Up Your Options Now! Access Personalised Loan Offers
Find affordable cash loan offers with easy approval for any credit on ElevenLoan.
Apply Now
Disclosure (Please read carefully)
This website provides its services free of charge. In order for us to provide a free service to you, we may receive compensation from third-party advertisers. This compensation may affect the manner in which certain products or services may be displayed throughout our website. Please note that not all financial service products or services are available through this website.
The operator of this website is NOT a lender, does not make offers for loans, and does not broker online loans to lenders. This website is not a representative or agent of any lender and does not make credit decisions.
APR Range
ElevenLoan.com is not a lender and does not have the ability to disclose exact APR. Consumers who originated via a paid Google advertisement or Bing Advertisement feature rates on ElevenLoan.com of a minimum of 4.95% APR to a maximum of 34.95% APR (calculated consistent with the Truth in Lending Act, TILA) with repayment terms from 61 days to 72 months. This number will be set by your lender and you will be notified of the final number before accepting the loan terms. Annual percentage rates can vary based on both: 1) the information that you supply in your initial loan request, and 2) the information that your lender supplies to you.
Rates based on creditworthiness and are subject to change without notice. Your actual rate and monthly payment may vary. Must be 18 years of age or older to request. ElevenLoan.com does refer consumers to trusted professional lenders who can provide loan information and assistance. There is no charge for our service. Once your request has been submitted and if approved, you shall be presented with the loan offer agreement. Lenders will disclose all details related to the loan — including APR, loan finance charges, or any other loan terms you would be agreeing to. We recommend to all users to carefully read and review the loan terms of any offer you receive. If you still have questions related to APR or loan related services, please contact us for more assistance.
Repayment Terms
Our lenders give you as much as 72 months to repay your loan. View Terms Below. Lending Period: 61 Days to 72 months Payment Options: Once to twice a month Maximum APR: From 4.95% to 34.95%
Representative Example
If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.
| Loan Amnt | Interest Rate | Loan Term | Fee | Repay | APR | Total Repay | Total Cost |
|---|---|---|---|---|---|---|---|
| $1000 | 24% | 12 mth | 3% | $94.5 | 29.8% | $1134.7 | $164.7 |
| $2000 | 19% | 24 mth | 5% | $100.8 | 24.1% | $2419.6 | $519.6 |
| $5000 | 13% | 48 mth | 8% | $400 | 18.2% | $6320.1 | $1720.1 |
| $10000 | 7.9% | 60 mth | 10% | $202.2 | 9.2% | $12136.8 | $3136.8 |
Financial Implications (Interest & Finance Charges)
ElevenLoan.com is not a lender, and we cannot predict what fees and interest rates will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan before you get approved. You are responsible for perusing the loan agreement carefully and accepting the offer only if you agree to all the terms. ElevenLoan.com service is free of charge, and you are under no obligation to accept the terms that the lender offers you.
Implications of Non-Payment
When you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe, according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as ElevenLoan.com is not involved in the lending process, we cannot supply any information on the fees you will incur if any disruptions occur. For more information, please contact the lender directly if you have any issues related to your loan repayment.
Please carefully review the late, partial, and non-payment policies that your lender provides with your loan agreement. ElevenLoan.com works hard to partner with only the most trustworthy and reputable lenders who pursue the collection of past-due loan accounts in a fair and reasonable manner.
Potential Impact to Credit Score
ElevenLoan.com is not a lender, and we do not check your credit standing and credit capacity. When you submit a request on our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. They will most likely turn to one of the four major credit bureaus: Transunion, Experian, Equifax or FICA . When the lender inquires about your credit via these platforms, that inquiry will be considered a hard inquiry, affecting your credit score. By submitting your information through this website, you are agreeing to allow the third-party lenders in our lender network to verify your information and check your credit
Collection Practices
ElevenLoan.com.net is not a lender and, because of this, we have NO involvement in the debt collection process. As part of the lending agreement provided to you by the lender, they will disclose their debt collection practices. If you have any collection questions, please contact the lender for complete details. ElevenLoan.com only works with reputable lenders who use fair collection practices.
Footnotes
(1) – Five minutes is the average time taken to complete the online loan offer process, submit your details and receive a loan offer decision if approved.
(2) – Sixty seconds is the average time it takes to receive a response from our system once you have submitted your details for a loan offer decision
(3) – Depending on the loan amount, lender and your bank’s clearing times funds can be received on the same day, next day or within a few days.
